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Filing for workers’ compensation in Texas can seem daunting if you’re not familiar with the process. However, by understanding the steps involved, you can navigate the system more easily and receive the benefits you deserve following a work-related injury or illness.
Understanding Workers’ Compensation in Texas
Workers’ compensation is an insurance program managed by the State of Texas. This program provides pay and medical benefits to employees who have a work-related injury or illness. It’s important to note that not all Texas employers provide workers’ compensation insurance, but most do. Your employer must have workers’ compensation insurance for you to be eligible for benefits.
The Role of The Division of Workers’ Compensation (DWC)
The DWC has several functions:
- Regulates workers’ compensation benefits in Texas
- Helps resolve disputes with insurers and employers
- Provides workplace safety and health services
- Assists with your claim
If you have any questions or issues, you can reach out to DWC at 800-252-7031, option 1.
If You Are Hurt at Work
When an injury or illness occurs at work, you should report it to your employer immediately. Following your report, DWC will send you a packet with several documents, including:
- Notice of injury letter (CS-41)
- DWC Form-041, Employee’s Claim for Compensation for a Work-Related Injury or Occupational Disease
- Information on injured employee rights and responsibilities
- Return-to-work information
- Injured employee checklist
Should you not receive this packet or require help with your claim, you can call DWC at 800-252-7031, option 1.
Resources Available to Help You
Here are some resources you can tap into:
- Call 800-252-7031, option 1 to speak to a customer assistant
- Watch the Your Guide to Workers’ Comp video series
- Report safety issues at 800-452-9595, the Safety Violations Hotline
- Access first responder resources
- Learn about getting care at a military hospital.
Essential Forms
Some of the key forms you may need to use include:
- DWC Form-041, Employee’s Claim for Compensation for a Work-Related Injury or Occupational Disease
- DWC Form-045, Request to schedule, reschedule, or cancel a benefit review conference (BRC)
- DWC Form-048, Request to Get Reimbursed for Travel Costs
- DWC Form-053, Employee Request to Change Treating Doctor.
Frequently Asked Questions (FAQ)
What is workers’ compensation?
Workers’ compensation is an insurance program that provides pay and medical benefits to employees who have a work-related injury or illness.
Who provides workers’ compensation benefits?
While the DWC regulates the benefits, insurance carriers pay workers’ compensation benefits.
What should I do if I get injured at work?
You should immediately report the injury or illness to your employer and then contact DWC at 800-252-7031, option 1 for further assistance.
Call to Action
If you’re a worker in Texas and have experienced a work-related injury or illness, don’t hesitate to seek the compensation you deserve. Or call us to get the help and resources you need.
